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GENERAL INFORMATION

Investor Members must have a validated bank account in order to invest. Borrower Members must have a validated bank account in order to accept a loan.

Bank accounts are validated by initiating two small transactions (under $1) from a member applicant’s bank account. The applicant then signs in and provides StreetShares with the amount of the two transactions. This verifies that the applicant controls the bank account.

StreetShares takes security very seriously. We use industry standards and best practices to keep your personal and financial data secure.

See StreetShares Privacy Policy here.

There are a number of steps you can take to ensure your data stays secure:

  • Do not share your StreetShares sign in credentials with anyone
  • Choose a password that includes at least one number, one special character and a mix of lowercase and uppercase letters. Passwords should be at least 8 characters long
  • Do not use the same password for StreetShares as you use for email or other sites
  • Do not use personal information such as birthday, family names or pet names in your password
  • Do not put sensitive information such as Social Security numbers, credit card numbers and passwords in an email

StreetShares runs best on the latest versions of the following internet browsers. Click on the names below to download the latest version:

This just might be the best small business line of credit in America. It costs nothing to apply. Line of credit amounts range from $5,000 to $250,000. Once approved, simply sign in and request funds from your line. After an amount is drawn, repayment for that amount works just like a term loan. There is no fee for undrawn line amounts and absolutely no prepayment penalty.

We deduct a fixed, weekly payment directly from your verified bank account on file.

Nope. We don’t play games and hide fees like some of the other guys. We’re on your side and won’t ever charge you for paying your loan early.

If a Borrower Member accepts a funded loan, StreetShares will charge a pre-disclosed one-time origination fee of either 3.95% or 4.95%. Various factors will influence this fee, including term length, risk, and loan amount. During repayment of a loan, if a Borrower Member’s payment fails for any reason, a failed payment fee of $10 will be assessed. Borrower Members are subject to an additional $10 late charge for any payment not received within seven (7) days of the due date of such payment.

DocuSign is a technology company that allows us to provide documents and acquire signatures digitally. This speeds up manual processes and allows us to provide a much smoother experience for you as a customer. DocuSign is trusted by more than 50 million users in 188 countries worldwide, including 10 of the top 15 financial services firms in the U.S. You can learn more about DocuSign here.

QuickBooks is online accounting software used by many small businesses. If your business uses QuickBooks, we can use it to quickly review your financial statements and help speed up your application process. You can learn more about QuickBooks here.

 

Give us a call at (800) 560-1435 to talk to a real person.

Veteran Business Bonds

Veteran Business Bonds are not available to residents of AL, AZ, CA, FL, Guam, ID, KY, MD, NV, NJ, NY, NC, ND, OH, TX, Virgin Islands, WA, and WI. Veteran Business Bonds are available in all other states and US Territories. You do not have to be affiliated with the military or a veteran to purchase Veteran Business Bonds.

You may purchase Veteran Business Bonds in increments of $25, starting at $25.

$10,000

Accredited and institutional investors may invest more than $10,000. Click here to learn more.

You begin earning interest within seven days after of your Veteran Business Bond purchase, after your funds clear the banking system.

Your money goes to fund great American small businesses who fund with StreetShares. It helps them grow and succeed as entrepreneurs. Your money does not go directly to the small businesses. Your money funds a pool of capital. StreetShares, in turn, lends that capital out, along with institutional capital and capital from its own balance sheet, to military veteran-owned businesses and other main street business owners.

Interest is fixed for the term of the bond and is currently 5%. Interest is subject to change. Interest rate changes will be
posted on the StreetShares’ website and will be identified in an amendment or supplement to the Company’s Form 1-A on the SEC
website.

Yes. StreetShares has qualified with the Securities and Exchange Commission (“SEC”) for a Regulation A offering of Veteran Business Bonds (“StreetShares Notes”). The only offering to sell securities is found in the Company’s Form 1-A and amendments and supplements thereto (the “Offering Statement”) which can be obtained from the SEC EDGAR filing website. No decision to invest in StreetShares Notes should be made without reading the Offering Statement, including the risks identified in the Offering
Statement. Neither the SEC nor any state securities regulator has passed upon or endorsed the merits of any investment decision in StreetShares.

No. StreetShares is a funding community, not a bank. FDIC insurance only applies to banks. Please review our Form 1-A for more information on investing with StreetShares.

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